Should You Invest in Ford F 2020: Feedback From common Investment Info Sources

Feedback By The Motley Fool (source)


  • “Strong Balance Sheet”
  • New Products: Ranger Pick-Up, Bronco, and F-150
  • Adjusting operation in China for growth
  • Investments in Tech for Future Products


  • Risk of Recession
  • New COO and Management Risks

Feedback by Investor Place (source)


  • Shares are cheap right now
  • The push of Electric Vehicles (Mustang Mach-E in 2020 and a new series 2021-2022)
  • Industry will dip in 2020 then rise in 2021
  • Ford is the largest automaker, meaning Ford should increase with the forecast of a rise in 2021
  • Low enough of a baseline for a profitable rise

Feedback by U.S. News (source)


  • History of pleasant returns
  • 284,000 Robinhood accounts holding Ford F stocks, versus 152,000 for Tesla


  • 34% drop in stock value in 2018
  • Shares halved since 2014
  • 8% below 200 day moving average
  • U.S. auto sales were down through 2019
  • Behind it’s competitor Tesla in innovations

Feedback From Jabai Industries

  • Shares are at an all-time low, selling at $5.40
  • Drop of approx. 40% in the past year alone, allowing a MINIMUM of doubling your profit IF the company bounces back. Potentially double or triple your investment if new products and operations conquer market in late 2020 and 2021.

In my personal opinion, the investment in Ford is 50/50. It is something that you could possibly include into your long-term portfolio for 2021, but won’t be a short-term transition.

If you haven’t invested in Ford (F) yet, or any stocks at the moment, you can go to Robinhood and claim your FREE Stock just by setting up an account (does not require bank set up unless you need to transfer money for investing).

CLICK HERE to Claim Your FREE STOCKS and Set-Up Your Account

7 Stocks to Invest in now for high returns after the coronavirus pandemic

Whether you are new to investing or a seasoned investor looking for your next big break, here are 7 stocks to invest in for potentially high returns after the Coronavirus Pandemic.

Air Line Stocks

During the pandemic, the government is regulating spread through restricting travel. Many companies are also having difficulty functioning due to a high capacity of their staff testing positive for the virus. Here are a couple of air line stocks you could invest in (FOR AS LOW AS $13!) during this time for potential profit!

Based on the annual history report of the stocks for American Airlines, Spirit Airlines, and Delta Air Lines, all of these have shares dipping below 55-75% of their baseline. This means, purchasing stocks now could double or even potential triple.

Cruise Line Stocks

Cruise lines are having to slow down service and having to discount ticket/travel fees for future trips if they want to get any kind of financial stability during this time. Most companies are also restricted due to business closures this month.

Cruise lines such as the Carnival Cruise and Norwegian Cruise Line are both down more than 75% as of April 9th, 2020. Investing now, then the shares going back up to baseline value (based on annual and 5yr history), would mean your investment would grow 2-4 fold.

Movie/Theater Stocks

Due to “shelter-in-place” orders throughout the nation, movie locations are taking a huge toll. Both Lionsgate and Cinemark are well below 70% of their historical baseline. Once bans are lifted and people get comfortable going out again, these companies will grow their worth back to baseline, or even more. Lionsgate is even down to $6 per share!

If you are interested in viewing stocks for free (creating an account does not require adding bank info) or even investing (easy bank link and log in), click “Click Here” below for your FREE STOCK with Robinhood.

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Key Points You Should Know From The Book about financial lessons, “Rich Dad Poor Dad” by Robert T. Kiyosaki

“Golden Rule: He who has the gold makes the rules.” (pp. 125)

If you have the time to read “Rich Dad Poor Dad” I highly recommend you do so. It is an amazing and mind-capturing book that teaches you very important financial life lessons. If you don’t enjoy reading entire books, feel like you “don’t have the time to read an entire book,” or would rather just gather key points from important literature, here are my key take aways from this read.

Enjoy! You can also purchase this book by CLICKING HERE via amazon.

  • Education on how many works trumps the power of simply having money.
  • Don’t work for money. Make money work for you.
  • Do not let fear direct your reaction to money.
  • Fear and greed (or desire) direct our financial decisions. Learn to control them.
  • Do not learn to just be a “bean-counter,” those that simply “look at the numbers, fire people, and kill the business.”
  • Job = “short term solution to a long-term problem”
  • Retirement is like growing a tree. You water a tree for years, but one day, the tree does not need you anymore (you do not need to work) but still thrives (assets still grow).
  • “Rich people acquire assets. The poor and middle class acquire liabilities”
  • Invest in stocks, bonds, real estate, notes, intellectual property
  • “Smart”/Educated does not equal Financially literate
  • Before buying a liability, invest in an asset that will provide the cash flow for the liability
  • Increase assets and income; Decrease expenses and liabilities
  • Wealth= how long could you survive without working
  • Higher income = higher taxes
  • Know the difference between an asset (increases money) and a liability (takes money). Acquire assets.
  • Focus on your assets, not income statements
  • Once a dollar goes into an asset, let it work for you. Never let the dollar out. Only multiply.
  • Financial IQ = Knowledge of: Accounting + Investing + Understanding Markets + The law + Tax advantages + Protection from lawsuits
  • Utilize assets to create passive income, then use that income on tax-deductable expenses
  • Market comes and goes, either be the person begging for your job or the person transitioning your assets into millions
  • Smart investor = Three main skills: Find an overlooked opportunity + Raise money + Outsource smarts (recruit based on needs)
  • Work for experience, not just finances
  • Successful Management System = Manage cash flow + Manage systems + Manage People
  • Manage “fear, cynicism, laziness, bad habits, arrogance”
  • Find purpose, Manage daily choices, Choose your circle, “Master a formula and then learn a new one,” “Pay yourself first”

All key points and content provided in this article derived from the source “Rich Dad Poor Dad” by Robert T. Kiyosaki. Concepts and text ideas are credited toward the author of the book.

Retirement Plan: Quick Facts About Roth IRA Accounts

Becoming financially independent, growing a high-quality retirement, and coordinating a successful future is in the books for many, but the proper tools and guidance we utilize are far and few. I wanted to take a moment to share a couple of quick facts about Roth IRA accounts, since they are a well-known option for making YOUR MONEY WORK FOR YOU instead of for the banks! Meaning, instead of collecting a very small amount of return on your savings account (close to 0.05%) , why not put your money to WORK in a Roth IRA or 401(k) account and let it collect some return/profit? Out of the Roth and 401(k), we are going to take a quick glance at a Roth IRA account. I currently invest in a low risk, long-term package that shares approx 8-15% rate of return, depending on the market.

Below, you will find some simple yet informative facts about Roth IRA accounts and why we should all invest in some form of similar retirement plan:

  • There is NOT an age cap for depositing your contribution (adjusted gross income must be below a designated amount). You can contribute throughout your entire lifetime (even after 70 ½). Most of us should begin our account around 21-25 years of age. If you are opening you account after then, try to max-out your account to hit your retirement goals in a proper timeline.
  • You CAN contribute to your Roth IRA, as well as your 401(k) retirement plan. You can even max-out or cap-off both of them. (I would recommend seeing if your employer provides a 401(k). If so, see if they match any designated amount. Then consider contributing to that as well to at least meet the requirement for the matched amount.)
  • When it comes to deducting when filing taxes, you can NOT deduct your contributions, as they are an already taxed form of income. Understand that this is already taxed money. But, you will not be taxed on the back-end when you acquire your “profit” from your returns.
  • You DON’T have to pay any penalties, taxes, or fees when pulling from your Roth IRA account contributions early (must be the contributions, not profit from rate of return).

There is an annual contribution limit depending on your filed income from the previous year.

(View amount you could file for tax year 2020).


Questions to ask employers about their 401 (k) plan

When interviewing for a job or searching for your next retirement investment, 401 (k) plans are always a standard option for most individuals. When it comes to a plan provided by a potential or current employer, here are some questions you may want to ask:

Do you have a 401 (k) plan?

Always make a point to directly ask the potential employer if they carry a 401 (k) plan for employees. Note: Many companies require you to be a full time employee to receive 401 (k), health insurance, and other employment benefits.

Does your 401 (k) plan match after a specific amount? How much?

Ask if the company matches a designated amount. If so, ask how much that amount is. For example, this means a company might match your first $75k. This says the company will also provide $75k once you begin to “cash out.” So your initial target is a minimum of $75k investment to get it matched. Then, either consider to invest in other options or continue to invest in that retirement plan.

How long until the 401 (k) plan matches the designated amount?

Consider asking the employer if there is a timeline/time frame in which you have to complete the 401 (k) plan. Most retirement plans have a time frame or age restriction on “cashing out.”

How were the 401 (k) plan package options chosen or selected?

Ask the employer if an individual, committee, or affiliated party selected the retirement plan. Also ask how they came to this conclusion and how it compares to other options. What is the rate of return, level of risk, and influences on stocks/shares. Then begin to ask yourself, is this the best option for my retirement goals.

Is there a conflict of interest between the company, affiliated parties, and the chosen 401 (k) plan?

While asking how the package plan was selected, begin to investigate if it was only chosen to benefit select parties. If this plan was only selected because it is the lowest form of benefit provided by the company, but is just enough to encourage/entice employment, then maybe you should consider other options.

Who dictates the addition/removal of investments choices or packages?

Understand how packages/investment options are manipulated. Be aware of who changes them, adds options, or eliminates previous choices. Also ask how these decisions are made and why?

How much are my monthly contributions?

For the sake of budget, does the employer have minimum monthly contributions. Sometimes, a payment plan can be set up to pull x amount from your payroll to dedicate toward the retirement plan. Age will also be a huge factor if there is a time frame toward retirement and how much must be contributed each month.

Do I have administration fees? If so, how much are they monthly?

Ask if the employer requires fees to handle your 401 (k) plan, transaction fees, admin fees, etc. How much is the company charging you on the back end to monitor and perform transactions?

Should you invest in a Roth IRA Brokerage account instead?

There are differences between a 401 (k) and Roth IRA that we can explore in another article. For the sake of this one, understand that if a company doesn’t match a set amount of your investment, you might consider a Roth IRA account that won’t tax you on your pay-out. Meaning when you cash out for retirement, you won’t be taxed like an income.

Hope these questions assist you in finding a retirement plan that works for you, or at least provide you with questions you can ask to determine which plans may NOT be for you.

If you have any questions or concerns, feel free to contact us via contact form.